Bank Insurance is the UK's first provider of private deposit protection for businesses, charities and non-profit organisations that hold cash balances beyond the FSCS guarantee limit. The collapses of SVB, Signature Bank and First Republic in 2023 reminded the world that bank failures are not historical curiosities — and the UK's £120,000 FSCS protection leaves most businesses significantly exposed. Also E-money institutions offer no FSCS protection at all. Bank Insurance fills this gap with a straightforward insurance product that protects your business deposits above the statutory limit, using credit default swap structures and MGA capacity sourced from Lloyd's and London market insurers. Particularly suited to non-profits, housing associations and professional firms.

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